The Spectrum Healthcare Group, located in Tucson Arizona is a large health maintenance organization (HMO) that provides medical and pharmacy services to its members. The plan has several different options and each option covers different types of medical needs for a large group of patients. When shopping for a plan one of the first things you should consider is what type of doctor’s office services are needed. The service plans come with various different levels of doctor’s office visits, which will range from one visit per month to three, four or even six doctor’s visits per year. In order to find the most affordable and beneficial plan, you must determine what type of doctor visits you are needing.
The HMO that is offered by the Spectrum Healthcare Goup in Tucson AZ is called Preferred Provider Organization (PPO). The PPO allows the patient to see any physician or specialist in their network at any time for an annual or monthly rate. The PPO has a very high deductible and as a result the cost of care becomes significantly more affordable than having to pay for all visits by a family member. The PPO is considered a good alternative for those who do not want to have to share a primary care provider. However, it is important that the individual understands that they will be responsible for paying the entire cost of care if they ever need to use the emergency room.
The Preferred Provider Organization also allows the patient to see their chosen pharmacy but does not allow them to take any prescription drugs. This means that the patient will have to buy their prescriptions at a retail store that is nearby the doctor’s office. It is important for a person to understand that they will only be allowed to receive prescriptions that are approved by their doctor or that have been recommended by their pharmacist. The pharmacist will then fill out a prescription order form, give it to the physician, and then the pharmacy will ship the medication to the patient’s home or business location.
